Equifax, Experian, Innovis, and TransUnion, (collectively the "Consumer Credit Reporting Companies”), encourage you to make an informed decision about receiving firm (preapproved / prescreened) offers of credit or insurance. There are several benefits of receiving firm offers.

  • Consumers are provided with product choices
  • Consumers learn about and have an opportunity to take advantage of offers that may not be available to the general public
  • Firm offers help consumers to “comparison shop”, which may increase a consumer’s buying power.


Through this website, you may request to:
You Must Be Registered and Logged On To View "URL" BBCode Contents...


  • Opt-Out from receiving Firm Offers for Five Years - (electronically through this website).
  • Opt-Out from receiving Firm Offers permanently - (mail Permanent Opt-Out Election form available through this website).
  • Opt-In and be eligible to receive Firm Offers. This option is for consumers who have previously completed an Opt-Out request - (electronically through this website).