Hello Everyone. I am just about finished implementing all of your suggestions.
The only problem so far has been the VPN.
For your own information, I emailed several of the companies that were on your list and that were suggested. Most did not respond regarding basic questions...so I crossed them off the list...
The only ones to respond with good info was Proxpn and another company Raptor. I could not find what type or security Raptor used so I didnt install. [Raptor gives unlimited bandwidth while Proxpn gives 100 with option to buy more]
Installed Proxpin...very easy...does slow down browser but I expected that.
Proxpin has only one access point [Florida, USA] with free service so might not be good for everyone.
I want to thank Everyone for your great suggestions.

Please do not close thread because I will have a question on Win XP...public or private.
Thanks again...